FREDERICK COMMUNITY BANK THE
PAXTON, ILLINOIS · FDIC Cert #10446
Capital & Safety Analysis
According to FDIC financial data, FREDERICK COMMUNITY BANK THE holds a Tier 1 capital ratio of 18.22%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FREDERICK COMMUNITY BANK THE has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FREDERICK COMMUNITY BANK THE shows strong financial health indicators. With $179M in assets and a Health Score of 100/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FREDERICK COMMUNITY BANK THE has a Bank Health Score of A (100/100). It holds a Tier 1 capital ratio of 18.22%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FREDERICK COMMUNITY BANK THE holds $179M in total assets and $161M in total deposits. It is located in PAXTON, ILLINOIS (FDIC Certificate #10446).
FREDERICK COMMUNITY BANK THE has a Tier 1 capital ratio of 18.22%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 2.12%.
Yes. FREDERICK COMMUNITY BANK THE is FDIC-insured (Certificate #10446). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.