WELCOME STATE BANK
WELCOME, MINNESOTA · FDIC Cert #11417
Capital & Safety Analysis
According to FDIC financial data, WELCOME STATE BANK holds a Tier 1 capital ratio of 18.84%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning WELCOME STATE BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
WELCOME STATE BANK shows strong financial health indicators. With $40M in assets and a Health Score of 100/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
WELCOME STATE BANK has a Bank Health Score of A (100/100). It holds a Tier 1 capital ratio of 18.84%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
WELCOME STATE BANK holds $40M in total assets and $34M in total deposits. It is located in WELCOME, MINNESOTA (FDIC Certificate #11417).
WELCOME STATE BANK has a Tier 1 capital ratio of 18.84%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.02%, and the return on assets is 2.78%.
Yes. WELCOME STATE BANK is FDIC-insured (Certificate #11417). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.