Skip to main content
BankHealth

Is Your Bank Safe?

Search 3,960 FDIC-insured banks. Every bank gets a Health Score from A to F based on real financial data.

Data from FDIC Q2 2024 call reports

3,960
Banks Analyzed
$22.9T
Total Assets
70/100
Avg Health Score
1419
A-Rated Banks

Healthiest Banks in America

View all →

FIRST SECURITY BANK WEST

BEULAH, NORTH DAKOTA

Score: 100/100$68M assets
A

FREDERICK COMMUNITY BANK THE

PAXTON, ILLINOIS

Score: 100/100$179M assets
A

WELCOME STATE BANK

WELCOME, MINNESOTA

Score: 100/100$40M assets
A

ARROWHEAD BANK

LLANO, TEXAS

Score: 100/100$287M assets
A

FARMERS&MERCHANTS STB BLOOMF

BLOOMFIELD, NEBRASKA

Score: 100/100$205M assets
A

ALAMOSA STATE BANK

ALAMOSA, COLORADO

Score: 100/100$332M assets
A

ZAVALA COUNTY BANK

CRYSTAL CITY, TEXAS

Score: 100/100$77M assets
A

COMERICA B&T NA

ANN ARBOR, MICHIGAN

Score: 100/100$116M assets
A

COMMERCIAL BANKING CO

VALDOSTA, GEORGIA

Score: 100/100$355M assets
A

BANK OF BEARDEN

BEARDEN, ARKANSAS

Score: 100/100$69M assets
A

WESTERN BANK

ARTESIA, NEW MEXICO

Score: 100/100$341M assets
A

FNBT BANK

FORT WALTON BEAC, FLORIDA

Score: 100/100$597M assets
A

Banks Showing Weakness

View all →

KENTLAND FS&LA

KENTLAND, INDIANA

Score: 3/100$3M assets
F

TRIAD BANK NATIONAL ASSN

TULSA, OKLAHOMA

Score: 10/100$216M assets
F

SNB BANK NATIONAL ASSN

SHATTUCK, OKLAHOMA

Score: 13/100$140M assets
F

QUONTIC BANK

ASTORIA, NEW YORK

Score: 14/100$621M assets
F

KINGSTREE FS&LA

KINGSTREE, SOUTH CAROLINA

Score: 15/100$41M assets
F

INTEGRO BANK

PHOENIX, ARIZONA

Score: 15/100$67M assets
F

CROWN BANK

ELIZABETH, NEW JERSEY

Score: 16/100$632M assets
F

HEADWATERS STATE BANK

LAND O' LAKES, WISCONSIN

Score: 16/100$92M assets
F

Browse by State

ILLINOIS

333 banks · Avg score: 72

TEXAS

321 banks · Avg score: 74

MINNESOTA

225 banks · Avg score: 73

MISSOURI

193 banks · Avg score: 67

IOWA

162 banks · Avg score: 68

KANSAS

159 banks · Avg score: 69

OHIO

144 banks · Avg score: 67

WISCONSIN

141 banks · Avg score: 67

OKLAHOMA

141 banks · Avg score: 64

NEW YORK

130 banks · Avg score: 71

GEORGIA

123 banks · Avg score: 76

CALIFORNIA

123 banks · Avg score: 72

Frequently Asked Questions

What is a Bank Health Score?

The Bank Health Score is BankHealth's proprietary grading system that rates banks from A (healthiest) to F (weakest) based on four factors from FDIC call reports: Tier 1 capital ratio (35%), nonperforming loan ratio (30%), liquidity ratio (25%), and return on assets (10%). A score of 80+ earns an A; below 35 is an F.

Is my money safe at my bank?

All deposits at FDIC-insured banks are protected up to $250,000 per depositor, per bank, per ownership category. Even if a bank has a low Health Score, your insured deposits are guaranteed by the US government. However, a bank failure can cause temporary disruption to accessing your funds.

Where does this data come from?

All data comes directly from the FDIC BankFind API, which publishes quarterly call report data from every FDIC-insured institution. We process, normalize, and score this data to make bank financial health easy to understand.

What does Tier 1 Capital Ratio mean?

Tier 1 capital ratio measures a bank's core capital (common stock, retained earnings) relative to its risk-weighted assets. Regulators consider 8%+ "well-capitalized." It's the most important measure of whether a bank can absorb losses without failing.