BANK OF BEARDEN
BEARDEN, ARKANSAS · FDIC Cert #16282
Capital & Safety Analysis
According to FDIC financial data, BANK OF BEARDEN holds a Tier 1 capital ratio of 19.50%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BANK OF BEARDEN has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
BANK OF BEARDEN shows strong financial health indicators. With $69M in assets and a Health Score of 100/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BANK OF BEARDEN has a Bank Health Score of A (100/100). It holds a Tier 1 capital ratio of 19.50%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BANK OF BEARDEN holds $69M in total assets and $63M in total deposits. It is located in BEARDEN, ARKANSAS (FDIC Certificate #16282).
BANK OF BEARDEN has a Tier 1 capital ratio of 19.50%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 2.30%.
Yes. BANK OF BEARDEN is FDIC-insured (Certificate #16282). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.