COMMERCIAL BANKING CO
VALDOSTA, GEORGIA · FDIC Cert #16246
Capital & Safety Analysis
According to FDIC financial data, COMMERCIAL BANKING CO holds a Tier 1 capital ratio of 18.14%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning COMMERCIAL BANKING CO has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
COMMERCIAL BANKING CO shows strong financial health indicators. With $355M in assets and a Health Score of 100/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
COMMERCIAL BANKING CO has a Bank Health Score of A (100/100). It holds a Tier 1 capital ratio of 18.14%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
COMMERCIAL BANKING CO holds $355M in total assets and $317M in total deposits. It is located in VALDOSTA, GEORGIA (FDIC Certificate #16246).
COMMERCIAL BANKING CO has a Tier 1 capital ratio of 18.14%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.04%, and the return on assets is 2.09%.
Yes. COMMERCIAL BANKING CO is FDIC-insured (Certificate #16246). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.